{"id":3544,"date":"2024-05-28T15:42:58","date_gmt":"2024-05-28T15:42:58","guid":{"rendered":"https:\/\/portugalmortgageexperts.com\/?page_id=3544"},"modified":"2024-05-31T14:30:30","modified_gmt":"2024-05-31T14:30:30","slug":"intermediacao-de-credito","status":"publish","type":"page","link":"https:\/\/portugalmortgageexperts.com\/en\/intermediacao-de-credito\/","title":{"rendered":"Credit Intermediation"},"content":{"rendered":"<section data-bb-version=\"4.9.1\" id=\"bt_bb_section69fdf415955c8\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_top_spacing_medium bt_bb_bottom_spacing_medium\"  data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_medium&quot;,&quot;def&quot;:&quot;medium&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_medium&quot;,&quot;def&quot;:&quot;medium&quot;}}\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div data-bb-version=\"4.9.1\" class=\"bt_bb_row  bt_bb_column_gap_15\" style=\"; --column-gap:15px;\" data-bt-override-class=\"{}\"id=\"intermediacao\"><div class=\"bt_bb_row_holder\" ><div data-bb-version=\"4.9.1\"  class=\"bt_bb_column col-xxl-12 col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_vertical_align_top bt_bb_align_left bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div data-bb-version=\"4.9.1\"  class=\"bt_bb_text\" ><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Intermediate Credit Register No.: 0003386<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Verification of registration with the Bank of Portugal: <a class=\"fui-Link ___1rxvrpe f2hkw1w f3rmtva f1ewtqcl fyind8e f1k6fduh f1w7gpdv fk6fouc fjoy568 figsok6 f1hu3pq6 f11qmguv f19f4twv f1tyq0we f1g0x7ka fhxju0i f1qch9an f1cnd47f fqv5qza f1vmzxwi f1o700av f13mvf36 f1cmlufx f9n3di6 f1ids18y f1tx3yz7 f1deo86v f1eh06m1 f1iescvh fhgqx19 f1olyrje f1p93eir f1nev41a f1h8hb77 f1lqvz6u f10aw75t fsle3fq f17ae5zn\" title=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/dialogos-reais-mediacao-imobiliaria-unipessoal-lda\" href=\"https:\/\/www.bportugal.pt\/intermediariocreditofar\/dialogos-reais-mediacao-imobiliaria-unipessoal-lda\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\"Liga\u00e7\u00e3o https:\/\/www.bportugal.pt\/intermediariocreditofar\/dialogos-reais-mediacao-imobiliaria-unipessoal-lda\">https:\/\/www.bportugal.pt\/intermediariocreditofar\/dialogos-reais-mediacao-imobiliaria-unipessoal-lda<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Credit intermediary category: Linked Credit Intermediary<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Exclusive regime: No<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Credit agreements covered:\n<ul>\n<li>Home loans<\/li>\n<li>Consumer Credit<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Lenders with whom you have a binding contract:\n<ul>\n<li>BANCO BPI S.A.<\/li>\n<li>CAIXA GERAL DE DEP\u00d3SITOS, S.A.<\/li>\n<li>BANCO CTT, S.A.<\/li>\n<li>BANKINTER, SA &#8211; SUCURSAL EM PORTUGAL<\/li>\n<li>NOVO BANCO, S.A.<\/li>\n<li>BANCO SANTANDER TOTTA, S.A.<\/li>\n<li>UNION DE CR\u00c9DITOS INMOBILI\u00c1RIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CR\u00c9DITO (SOCIEDAD UNIPERSONAL) - BRANCH IN PORTUGAL<\/li>\n<li>BANCO PRIMUS, SA<\/li>\n<li>UNICRE &#8211; INSTITUI\u00c7\u00c3O FINANCEIRA DE CR\u00c9DITO, S.A.<\/li>\n<li>BNI &#8211; BANCO DE NEG\u00d3CIOS INTERNACIONAL (EUROPA), S.A.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Credit intermediation services authorised by the BP:\n<ul>\n<li>Presentation or proposal of credit agreements to consumers<\/li>\n<li>Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements that have not been presented or proposed by them.<\/li>\n<li>Conclusion of credit agreements with consumers on behalf of creditors<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Consultancy services: Yes\n<ul>\n<li>Total restriction on receiving valuables: As a credit intermediary, DI\u00c1LOGOS REAIS - MEDIA\u00c7\u00c3O IMOBILI\u00c1RIA UNIPESSOAL, LDA is prohibited from receiving or delivering any valuables related to the formation, execution and early fulfilment of credit agreements, under the terms of article 46 of Decree-Law 81-C\/2017, of 7 July.<\/li>\n<li>Credit Intermediation Supervisory Body: Banco de Portugal<\/li>\n<li>SRC Cr\u00e9dito \u00e0 Habita\u00e7\u00e3o policy no.: 2535076 - Hiscox, S.A. - Branch in Portugal<\/li>\n<li>Expiry date of the mortgage credit SRC: 17\/06\/2024<\/li>\n<li>Consumer credit CRS policy number: 2535077 - Hiscox, S.A. - Branch in Portugal<\/li>\n<li>Expiry date of consumer credit CRS policy: 17\/06\/2024<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3414,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_themeisle_gutenberg_block_has_review":false,"footnotes":""},"class_list":["post-3544","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Intermedia\u00e7\u00e3o de Cr\u00e9dito - Portugal Mortgage Experts<\/title>\n<meta name=\"description\" content=\"Intermedia\u00e7\u00e3o de Cr\u00e9dito: N\u00ba Registo Intermedi\u00e1rio de Cr\u00e9dito: 0003386 Verifica\u00e7\u00e3o do registo no Banco de Portugal: https:\/\/www.bportugal.pt\/intermediariocreditofar\/dialogos-reais-mediacao-imobiliaria-unipessoal-lda\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/portugalmortgageexperts.com\/en\/intermediacao-de-credito\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Intermedia\u00e7\u00e3o de Cr\u00e9dito - 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